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Approximately 44 million people  have no idea they're owed money and the state agencies know this.

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Think about it, if you owe money to the state or other creditors, they use various methods to track you down. This includes reporting to credit bureaus, contacting your family, and possibly taking legal action to garnish your wages.

But in this case, the state owes you money.

The treasury department and or the comptrollers offices for each state simply do not have the infrastructure in place to continuously contact every individual with unclaimed funds especially if they've changed addresses or moved to another state. If your assets remain unclaimed, the treasury department has no problem if it remains unclaimed. There's just too many new accounts flooding their database.


State agencies know that only a small fraction of the property they hold will end up being claimed. If all attempts to contact the owners or heirs of any unclaimed assets fail for several years, the funds are then surrendered to the state via escheatment. Sometimes, unclaimed property is considered abandoned and is liquidated.


This is exactly why we've reached out to you.

Q: What Is A Foreclosure?

Q: What Are Foreclosure Surplus Funds?

A: In Tax Deed or Mortgage foreclosures, the county holds an auction for properties with unpaid taxes or mortgages. If the property sells for more than what is initially owed, and there is money left after satisfying all property liens, the difference is known as Surplus Funds. To find out if your owed any surplus funds, contact us today for a free consultation.

Q: Why Didn't the County Tell Me About These Funds?

A: Typically, if a foreclosure sale has surplus funds, the trustee, Sheriff or other sale officers have to send a notice to the foreclosed homeowner's last known address. But the last known address is usually the foreclosed property.  Many people leave foreclosed properties without a forwarding address. As a result, they may never receive essential notices about the distribution of foreclosure proceeds. 

Q: Why Should I Work With Sterling & Trafford?

A: Our team audits foreclosure sales nationwide specifically to recover unclaimed surplus funds. This is why we've contacted you. Many people are completely unaware that these surplus funds are theirs, so they leave foreclosed properties without leaving forwarding addresses. There is a specific process that must be followed to obtain any surplus funds.

Q: What Sets Your Agency Apart?

A:  Sterling & Trafford exclusively employs highly trained and qualified surplus recovery specialists. Given the complex nature of foreclosure laws, it's essential to rely on experienced professionals to avoid costly errors. We provide foreclosure auditing services, and professional legal aid referrals to expedite the recovery of your surplus funds. 

Q: How Much "Surplus Funds" Can I Expect?

A: The foreclosure process varies for each individual. Our surplus recovery specialists will determine the surplus funds from the foreclosure sale by analyzing various factors, such as the sale price, trustee fees, senior lien holder's balance, junior liens, and other title encumbrances. Additionally, we take care of all the paperwork filing and necessary calculations for deductions or disputes. Contact us today for a free consultation. 

Q: How Much Do These Services Cost?

A: We get paid directly from the county. There are absolutely NO upfront fees. Sterling & Trafford implements a strict contingency policy meaning we only get paid when your claim is successfully completed. All related expenses and fees (including attorney's fees) are covered by a percentage of the funds we've located and recovered for you. 

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If you've lost your home through foreclosure and our team reached out to you. That means, the state owes you money. Call us now....

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Schedule your free consultation today.
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